Students participating in University and Bristol SU activities in the UK receive basic personal accident cover, which can pay out a cash sum to an individual who has sustained injuries causing permanent disability. This includes activities arranged by affiliated clubs, societies and volunteering projects.

For sporting activities, the level of cover is greater, and it applies worldwide.

Information on these policies (including the policy documents) can be found on the University insurance – information for students webpage.

If you need to make a claim, please contact insurance-enquiries@bristol.ac.uk.

Bristol SU arranges motor insurance for any students booking transport though us. The costs of this insurance is included in the hire price your group pays. 

If you are involved in a motor incident in a vehicle hired through Bristol SU, please contact bristolsu@bristol.ac.uk. You should also notify the vehicle hire company.

• Personal accident cover for any activities not covered by the University policy. 
• Travel insurance.
• Motor insurance for journey’s not arranged via the SU vehicle hire system.
• Contents insurance for personal possessions (some students may have cover through their accommodation provider, or under a family policy arranged by their parents).

Note: sometimes insurance is a legal requirement, the rest of the time it is a personal decision, based on the level of risk an individual is happy with. 

Affiliated groups receive contents insurance cover through the University. The policy applies to any assets declared to Bristol SU through reaffiliation.  

The policy has a £5000 excess, which means the insurer does not pay-out on the first £5000 of any claim. The policy may not cover all technical equipment, please ask if you are unsure.

In the event of a claim, or query, please contact bristolsu@bristol.ac.uk.  

Affiliated groups have Public Liability Insurance through the University policy. The insurance protects against the financial risk of legal action being taken against your group. Note that for Public Liability insurance to be valid, your group needs to remain compliant with the law and any relevant SU and University policies. 

The University produces a Public liability Insurance cover note each academic year. This can be found and downloaded from the University liability insurance webpage.

• Contents insurance for any assets not covered by the University policy.

Options for insurers willing to provide cover to student groups is limited, however we will do our best to help you obtain a quote. Endsleigh is our recommended provider for contents insurance. If you would like us to ask them for a quote on your behalf, please contact bristolsu@bristol.ac.uk.

Note: in some cases insurance is a requirement (e.g. for participation events, or to affiliate to a governing body), the rest of the time it is decision based on the level of risk a group is happy with.